Governments and financial institutions are reportedly increasing their investments in XRP, signaling a potential strategic shift in the global financial system. According to Skipper XRP, a known account in the XRP community on X, crypto exchanges, and public sectors worldwide are investing billions of dollars to secure positions in digital assets.
Japan has taken a notable lead, with SBI Holdings investing approximately ¥1.6 trillion in Ripple Labs and XRP. The company’s interest extends to ownership via Bitbank, a local exchange that has approximately 584 million XRP in its possession.
The United States currently holds half of the global XRP holders. In March, President Donald Trump proclamated that XRP was added to the nation’s strategic crypto policy.
South Korea, too, has a strong grip on XRP investment. Upbit has almost 995 million XRP in its books. The exchange’s huge volume shows the growing institutional belief in the asset in the region.
The global adoption for #XRP isn’t coming; it’s here. Billions are being invested by governments, banks, and exchanges worldwide.
This isn’t hype; it’s a strategic shift. pic.twitter.com/hUoULnIXpc
— Skipper | XRPL (@skipper_xrp) May 13, 2025
Also Read: Crypto Shock: Bitcoin, Ethereum, and Solana Suddenly Drop—What’s Behind It?
Institutional Accumulation Reflects Coordinated Market Confidence
The United Kingdom has also emerged as a critical player in XRP’s expansion, ranking second in global ownership behind the United States. Institutional involvement continues to grow as regulatory clarity improves.
Australia’s crypto landscape is also contributing to XRP’s rise, with increasing retail and institutional interest. The country’s healthy market indicates a long-term commitment to XRP as a viable financial asset.
Ripple Labs is at the forefront of institutional XRP holdings, with more than 46 billion tokens, most of which are locked in escrow. This allocation strategy facilitates the market’s stability and transparency.
Binance, the biggest crypto exchange in terms of volume, owns about 1.48 billion XRP. Together with Bitbank and Upbit, they largely form the institutional impact on XRP today.
The trend of increased investments indicates a premeditated and concerted initiative to bring XRP into financial systems. This change shows that XRP is not just earning the trust of institutions; it has a chance of playing a more significant role in global finance.
Also Read: This Massive Whale Investor Has Abandoned XRP – What’s Happening?