Despite recent claims that XRP has already peaked for this cycle, prominent crypto analyst EGRAG Crypto maintains a distinctly bullish outlook, arguing that the digital asset has yet to realize its full potential.
In a detailed commentary shared on June 14, EGRAG disputed assertions that XRP’s January 2025 high of $3.40 marked the top, suggesting instead that the token could climb as high as $27 in the months ahead.
The statement comes amid renewed debate within the XRP community regarding the token’s price ceiling this cycle. With global markets under pressure from macroeconomic instability and geopolitical disruptions, some commentators have taken a more conservative stance.
However, EGRAG’s view diverges sharply, grounded in both personal experience and broader market dynamics.
Technology vs. Sentiment: The Analyst Pushes Back
EGRAG rooted his argument in a recent conversation with a long-time friend and blockchain professor, identified only as Dr. Y. With a PhD in computer engineering and a position at a U.S.-based university, Dr. Y presented a technically grounded case for XRP having already topped at $3.40. But for EGRAG, this perspective misses a key component of crypto market behavior: sentiment.
Also Read: XRP Ledger Approaches 14 Million Tokens Burned as On-Chain Activity Strengthens
Referencing their university days, EGRAG explained how their partnership worked; Dr. Y handled the coding, while EGRAG led presentations. “We both got A’s,” he noted, but added that market interpretation goes beyond technical knowledge. “He understands the tech. I understand how markets feel.”
EGRAG stressed that emotional momentum and investor psychology often determine short-term and mid-term movements more than raw fundamentals.
He further downplayed global concerns like rising U.S. debt, war, and political instability, frequently cited as bearish signals, as distractions propagated by media narratives. In his view, these fears overlook the larger technological revolution unfolding beneath the surface.
The Real Opportunity: Tokenization at Global Scale
Much of EGRAG’s bullish stance stems from the increasing relevance of tokenization, a process that leverages blockchain to digitize and fractionalize ownership of real-world assets. He argued that this next wave of financial innovation could unlock trillions of dollars in value, pushing tokens like XRP to play foundational roles in the infrastructure of modern finance.
The global equity market, estimated at over $100 trillion, stands as one of the first candidates for disruption. Tokenized shares could dramatically increase market accessibility and liquidity, allowing broader participation and real-time settlement.
#XRP – Cycle Top at $3.4 or $24?! 🚀
⚪️Yes, you read that right. Today, I was having lunch with a good friend of mine from university days — let’s call him Dr. Y. He holds a PhD in computer engineering and teaches blockchain courses at an American university. He’s well-versed… pic.twitter.com/6Utf2JbtY3
— EGRAG CRYPTO (@egragcrypto) June 14, 2025
The derivatives market, with a notional value of over $600 trillion, could also be transformed through on-chain clearing and reduced counterparty risks.
EGRAG didn’t stop there. He pointed to the real estate sector, where the U.S. alone holds more than $50 trillion in property, while global valuations approach $280 trillion. Tokenized real estate could lower entry barriers, improve transparency, and streamline transactions, potentially increasing adoption of settlement assets like XRP in the process.
One of the more compelling use cases comes from the $27 trillion currently locked in Nostro/Vostro accounts across the global banking system.
XRP has often been touted as a solution to streamline this legacy infrastructure, enabling faster, cheaper, and more efficient cross-border payments. Ripple’s On-Demand Liquidity (ODL) solution, which utilizes XRP, has already seen adoption by several financial institutions for this purpose.
Also Read: XRP Set for Explosive Move as Price Nears Breakout From 6-Month Triangle
Expanding the Tokenization Thesis Across Sectors
EGRAG went on to highlight several underappreciated sectors where blockchain could introduce significant efficiencies. The art and collectibles market, worth around $1.7 trillion, could be reimagined through token-based fractional ownership. Meanwhile, the $250 trillion debt market may benefit from on-chain issuance, improved auditability, and real-time risk monitoring.
Other areas ripe for tokenization include the $5 trillion intellectual property licensing industry, supply chain management, insurance policies (valued at roughly $5 trillion), and music royalties.
He also mentioned gaming assets ($200 billion), carbon and energy credits ($50 billion), and healthcare data ($100 billion) as fields where transparency and traceability could become the standard through blockchain integration.
According to EGRAG, XRP could play a central role in these transitions, not just as a settlement tool, but as an interoperable bridge asset that ties fragmented markets together. Its use in smart contracts, liquidity provisioning, and automated finance may become more critical as the tokenized economy evolves.
XRP’s Target Range: $10 to $27 Before Cycle End
EGRAG acknowledged that Dr. Y anticipates a significant crash, suggesting XRP might drop 85% from its recent peak to around $0.42. While EGRAG conceded that a severe correction is always possible in crypto markets, he believes that such a retracement would likely occur from a much higher price point.
In his forecast, XRP could still reach a cycle high of between $10 and $27. If the token touches $24 before a downturn, an 85% decline would bring it back to the $3 range, close to its previous all-time high, not a historic low. For long-term holders, this perspective reframes volatility as an opportunity, not a deterrent.
Market data appears to support the possibility of renewed upside. XRP trading volumes have been rising across several exchanges, and social sentiment remains robust. Additionally, whale activity has picked up in recent weeks, suggesting larger players are positioning ahead of a potential breakout.
A Turning Point for XRP?
As the digital asset industry shifts toward real-world applications and tokenized finance, the role of assets like XRP may become more central.
While debate continues over where the cycle top will land, analysts like EGRAG continue to advocate for a broader view, one that incorporates not only technical innovation but also human psychology, global adoption trends, and the potential for financial systems to undergo fundamental transformation.
With new infrastructure being built and Ripple expanding its international footprint, XRP remains in the spotlight as both a speculative asset and a bridge to a more interoperable financial future.
Also Read: Ripple vs SEC: June 16 Could Finally Free XRP After 4-Year Legal Battle
