Holding 10,000 XRP tokens is becoming a key talking point among investors eyeing long-term gains from the digital asset. With XRP currently trading at $2.24, such a stake is worth $22,400 at present market levels.
Based on current data from the XRP Rich List, fewer than four percent of XRP wallets hold more than 11,000 tokens. This implies that having 10,000 XRP puts an investor in a comparatively small group in society.
Telegaon, a digital asset prediction site, estimates XRP to climb to 160.34 in 2040. The most pessimistic prediction still estimates a value of 119, so a stock of 10,000 tokens would be worth at least 1.19 million.
Another separate forecast made by crypto exchange Changelly suggests that XRP’s price can reach 1,415.83 dollars by the end of 2040. If this happens, a 22,400-dollar investment would become over 14.15 million, giving a profit of over 65,000 percent.
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Rising Institutional Activity and ETF Developments Add Confidence
Institutional moves in the XRP space are also fueling investor optimism. At least eight companies have added XRP to their reserves, with combined holdings reported to be close to $1 billion.
More than 10 spot XRP ETFs are currently in development and backed by asset managers such as Grayscale, Bitwise, and Franklin Templeton. The products aim to provide direct exposure to the market value of XRP via controlled investment avenues and methods.
Although the bullish direction might be the case, analysts are warning of the downward potential. Recently, Bitwise estimated that the price may drop to the $0.13 level if XRP does not gain momentum in cross-border payments and tokenized assets.
Such a situation would decrease the face value of an asset such as 10,000 XRP to a mere 1300 dollars, which is more than 95 percent in loss. According to the report, it may be as soon as 2030 when this decline may take place, whereas there is no clear sign of the ultimate outcomes.
The long-term value of 10,000 XRP depends heavily on adoption, institutional support, and market direction. While some forecasts point to millionaire outcomes, others show the risk of major losses, making strategic planning essential.
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