Ripple’s ongoing collaboration with several central banks has attracted renewed attention following remarks shared by Edward Farina, CEO of Alpha Lions Academy. According to Farina, Ripple is actively supporting the issuance of central bank digital currencies (CBDCs) through its XRP Ledger technology.
In a recent tweet, Farina referred to a video clip featuring Ripple CEO Brad Garlinghouse. In the video, Garlinghouse affirmed that Ripple has not been speculating on partnerships with central banks but is actually operating. He went on to say that although some collaborations have been publicized, a number are not yet discussed because they are in the process of being tested.
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Garlinghouse stated that such central banks are developing CBDCs right on the XRP Ledger. This, he pointed out, highlights the Ripple infrastructure as a building block in the digital finance arena. Nevertheless, he failed to explain whether the XRP token itself can be a direct part of the mentioned CBDC implementations.
As Farina tweeted, the implication of central banks makes a practical utilization of the technology by Ripple real, beyond its abstract applications. The context of his post was made to confirm that Ripple actively takes part in the engagements of the world of finance other than speculation of what is likely to happen.
Debate Around XRP Token Utility Amid Growing Infrastructure Use
While Farina’s update drew strong reactions online, it also revived a common debate within the digital asset community. Some users applauded the advancement, stating that the XRP Ledger’s use by central banks signals a key shift toward institutional adoption. These voices consider Ripple’s growing presence in public financial systems a step forward for blockchain integration.
However, other responses were more cautious, with critics questioning whether the XRP token itself is benefiting from these developments. They were implying that Ripple infrastructure is possibly creating enterprise value without necessarily creating more demand among retail users on XRP.
Ripple has presented the XRP Ledger as a rewarding and adaptable platform model applicable to the issuance of digital currencies. Garlinghouse’s words support this positioning since Ripple actively positions itself as one of the national financial organizations that investigates new solutions to the currency problem in a worldwide context.
In spite of the unknown extent of token utilization in these CBDC programs, the company has managed to generate continued attraction with its total growth strategy. Observers will be watching for more public disclosures from central banks or Ripple that may clarify XRP’s functional role.
Conclusion
Ripple’s engagement with central banks places its infrastructure at the center of emerging CBDC frameworks. While the implications for the XRP token are still being debated, Ripple’s confirmed partnerships suggest its blockchain technology is becoming part of broader digital finance systems.
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