- XRP Ledger processed 70 million transactions in July 2025 alone.
- Over one million new accounts activated silently across global platforms.
- Institutions quietly testing XRPL as financial infrastructure pressures intensify.
The XRP community was stirred into fresh excitement following new data confirming that the XRP Ledger processed over 70 million transactions in July 2025. The update, shared by crypto analyst Pumpius, has sparked widespread attention across the digital finance sector as more eyes turn to XRPL’s growing role in the underlying financial infrastructure.
Pumpius explains that the increase in volume wasn’t just random and was not triggered by speculation; rather, it was catalyzed by growing institutional acceptance of the XRPL. In July, the XRPL recorded very high throughput with low fees and no overload experienced on the network.
More than one million accounts have been added to the XRP Ledger this year alone. Unlike other blockchains, this increase was not caused by a wave of retail hype or marketing campaigns.
Instead, this boost is due to silent adoption by financial technology companies, banks, tokenization services, and central bank digital currency (CBDC) trials that have decided to embrace XRPL as a means of delivering real-life use cases.
Also Read: Here’s Why XRP is Up Today, Surging Over 5%
This expansion is supported by a broader alignment of factors changing the world’s financial system. Also, Ripple has taken a significant step toward institutional adoption with its legal success and regulatory clarity in key jurisdictions.
🚨 70 MILLION TRANSACTIONS in ONE MONTH.
1 MILLION+ new accounts this year alone.
The XRP Ledger isn’t “growing.”
It’s activating, quietly powering the new financial grid.
And the institutions?
They’re already here. You just weren’t meant to notice.👇 pic.twitter.com/73ip6PJhRv
— Pumpius (@pumpius) August 3, 2025
XRP Ledger Quietly Becomes a Strategic Layer for Tokenized Finance
Pumpius linked the July activity to a coordinated phase of infrastructure testing ahead of larger financial shifts. The launch of RLUSD, a USD-backed stablecoin developed through Ripple’s partnership with the Republic of Palau, is active on XRPL.
The move came amid the European Central Bank (ECB) warning regarding the impact of dollar-backed stablecoins, signifying a new geopolitical shift to stablecoin infrastructure.
The XRPL is being termed as a framework layer of tokenized goods, real-world assets (RWAs), digital bonds, and even assets backed by genome data.
DNA Protocol is another project that has captured the limelight since it links biometric data, medical records, and genomics to blockchain wallets built on XRPL as the base layer.
Experts Point to a Financial Reset Scenario Driving Blockchain Readiness
While many headlines focus on Bitcoin exchange-traded funds and meme coins, institutions are preparing for systemic transitions in the background, according to Pumpius. Rising global debt levels, liquidity constraints, and international economic realignments are placing pressure on existing financial systems.
This has increased the need for a stable blockchain infrastructure that can work reliably globally.
XRP Ledger, with cheap transactions, high availability, and native tokenization tools, is regarded as an essential part of that shift. According to Pumpius, the spike in the number of transactions in July is not just “activities,” but rather it is about stress-testing the network before mass deployment.
With every institutional shift toward execution, XRPL is already operating as a quiet backbone for future financial networks.
The more than 70 million transactions in July on the XRP ledger have not only ignited excitement among XRP community members, but it has also provided insight into how institutions are adopting XRPL as the future of the digital finance system.
As global institutions prepare for structural financial changes, the XRP Ledger is proving itself to be a silent but essential component in the new economic era.
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