- Years of institutional and high-net-worth “stealth stacking” have reduced XRP’s float, setting the stage for an initial price climb toward $100.
- As XRP becomes a core settlement and liquidity tool for banks and tokenized assets, structural demand could support valuations near $1,000.
- Full adoption of the XRP Ledger as financial infrastructure could push XRP toward $10,000.
Versan Aljarrah, founder of Black Swan Capitalist, has outlined a bold framework for XRP’s potential price trajectory, arguing that the asset’s rise to four-digit valuations is rooted not in speculation, but in structural adoption and liquidity mechanics.
According to Aljarrah, the journey begins with banks, institutional players, and high-net-worth investors quietly accumulating large positions. Years of “stealth stacking,” he says, have already reduced circulating supply as retail investors have been shaken out by volatility. This creates the conditions for the first true supply shock, which would underpin an initial climb to $100.
Utility Unlocks Higher Valuations
From there, Aljarrah contends that XRP’s growing role in cross-border settlements and liquidity transfers will compound demand. As institutions deploy the token for real-world financial transactions, XRP shifts away from being a speculative asset toward becoming a settlement instrument.
Also Read: ‘Ripple Quietly Selected As the New Global Central Bank Infrastructure’? Pundit Shares Details
For #XRP to reach $100, it starts with big players quietly stacking.
Banks, financial institutions, and investors have been building positions for years, quietly accumulating billions of XRP while retail gets shaken out during orchestrated volatile swings.
That naturally… pic.twitter.com/nXPr1aTmI3
— Black Swan Capitalist (@VersanAljarrah) September 17, 2025
This transition, he argues, provides the structural support for a move toward $1,000. At that stage, XRP would function as digital collateral for banks, stablecoins, and tokenized assets. The velocity of payments moving through the network would increase exponentially, and with each token representing a larger slice of global transaction value, its price would naturally scale.
Toward the $10,000 Scenario
Aljarrah’s most ambitious target, $10,000 per XRP, is tied to full-scale global integration. In this scenario, the XRP Ledger becomes a backbone of digital finance, facilitating cross-border payments, tokenized debt settlements, stablecoin flows, and institutional collateralization.
Unlike most cryptocurrencies, he emphasized, XRP was designed with scalability and settlement efficiency at its core. If the financial system were to adopt XRP across multiple layers of liquidity management, the demand curve would become effectively limitless. At that point, XRP would function much like digital gold, not valued primarily for speculation, but for the sheer volume of value it processes.
Beyond Speculation
Aljarrah stressed that the progression from $100 to $1,000 and eventually $10,000 is not simply wishful thinking, but a reflection of the network’s ability to absorb global liquidity. Each price milestone, he argued, represents a deeper level of integration into the financial ecosystem.
“XRP’s trajectory,” he said, “is directly tied to its role as a bridge asset, settlement layer, and digital collateral for world finance.”
Also Read: Crypto.com CEO Goes Bullish on XRP – Here’s What to Expect”
