Ripple has confirmed a new partnership with African fintech firm Chipper Cash to expand its crypto-based payment services across Africa. The announcement was made on March 27, 2025, marking a significant step in Ripple’s global payment network strategy.
Under the integration, Chipper Cash will utilize Ripple Payments solutions to enhance cross-border African money transfers. The platform upgrade focuses on lowering costs, combined with speed and efficiency improvements to serve individual and business money transfer needs.
Ripple Payments serves more than 90 percent of daily foreign exchange volumes in more than 90 worldwide markets. Ripple handles more than US$70 billion worth of transactions, making it a leading digital asset infrastructure provider.
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During a media briefing, Reece Merrick explained the significance of this development in his role as Managing Director for the Middle East and Africa at Ripple. Merrick declared the Chipper Cash alliance represents a significant achievement for Ripple’s continuing African market expansion initiatives.
With this collaboration, Chipper Cash will leverage Ripple’s blockchain infrastructure to improve remittance systems that serve millions across the region. The partnership comes amid growing demand for blockchain-powered solutions driven by currency instability in several African countries.
Africa’s Shift Toward Crypto Accelerates With Ripple and Chipper Cash Collaboration
Crypto use across Africa is increasing due to financial instability and limited access to traditional banking services. This trend has led many to explore blockchain technology as a reliable alternative for sending money and conducting business transactions.
Ham Serunjogi of Chipper Cash, CEO, and Co-founder, stated that this partnership delivers quick and low-cost payments besides expanding financial accessibility to more people. Serunjogi stated digital assets act as an emergency rescue option for people dealing with high inflation and exclusion from the traditional financial system.
Ripple maintained this partnership through its earlier team-up with Onafriq in 2023 to introduce its services into the African market. Ripple’s business relationship with Chipper Cash is a strong statement of its worldwide strategy to establish strategic partnerships in developing markets.
The market demand for digital financial solutions continues to rise even though regulatory laws still pose difficulties. Digital currencies and blockchain innovation gained more interest from governmental bodies and end-users throughout the continent.
Ripple also holds more than 60 regulatory licenses worldwide, which helps enable smoother expansion into new territories. XRP, Ripple’s native cryptocurrency, is no longer classified as a security under US law following a favorable court decision in the company’s long-standing case with the SEC.
Conclusion
The Ripple-Chipper Cash partnership reflects a broader shift toward crypto-based financial infrastructure in Africa. It also underscores Ripple’s commitment to building a global network for secure, low-cost cross-border payments.
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