- PayPal launches personalized links to simplify payments across global platforms.
- Crypto integration enables seamless Bitcoin, Ethereum, and stablecoin peer transfers.
- Venmo records fastest growth as PayPal expands P2P payment options.
PayPal has introduced personalized payment links in the United States, giving users a new way to send and receive money. The rollout will extend internationally later this month, reaching markets such as the United Kingdom and Italy.
The feature allows individuals to create unique links that can be shared across messaging apps, texts, or emails. By making payments this simple and universal, PayPal aims to attract new users while strengthening its ecosystem.
PayPal Adds Crypto to Its P2P Payment Experience
Alongside personalized links, PayPal confirmed that cryptocurrency is being integrated directly into its peer-to-peer payment experience. U.S. users will soon be able to send Bitcoin, Ethereum, PayPal USD, and other digital assets through the app. These transfers will work seamlessly between PayPal, Venmo, and digital wallets worldwide that support crypto and stablecoins.
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Diego Scotti, General Manager of PayPal’s Consumer Group, said the company is taking the next step in making money follow conversations. He emphasized that whether through text or email, users can now pay friends and family with ease across different platforms.
Personal payments also remain exempt from 1099-K reporting, giving reassurance that gifts, reimbursements, or expense splits stay personal. This exemption continues to distinguish PayPal and Venmo from business-related transactions.
Growth in Peer-to-Peer Transactions
PayPal’s peer-to-peer services are already driving strong engagement. Consumer payment volume grew 10% year-over-year in the second quarter, while Venmo recorded its fastest total payment volume growth in three years.
With PayPal World enabling wider interoperability across global wallets, the company is preparing to expand access to billions of users. The combination of personalized links and crypto integration positions PayPal to capture even more momentum in digital money movement.
Conclusion
PayPal’s launch of personalized links and its expansion of crypto transfers highlights its strategy to modernize peer-to-peer payments. These changes underscore its ambition to connect users globally while ensuring secure and flexible money transfers.
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