- Coinbase maintenance coincides with rumored XRP ETF decision, sparking debate.
- XRP community questions timing as Coinbase halts trading for hours.
- Analysts split over whether upgrade date and ETF link are coincidence.
Coinbase has announced a scheduled system upgrade set for October 25 at 7 AM Pacific Time, expected to last around four hours. According to the company, all trading and transfers will be unavailable during this time, and other services could experience delays.
Coinbase explained that the update is part of its regular infrastructure improvements to enhance reliability and performance across its platform.
In a follow-up post, the exchange also revealed that its US derivatives trading services, including futures and perpetual-style futures, will undergo separate maintenance earlier that day between 4 AM and 1 PM Pacific Time.
During that period, derivatives trading will not be accessible. Coinbase advised users to plan and assured them that operations would return to normal once the updates were completed.
Community Questions the Timing as XRP ETF Decision Nears
The timing of the maintenance has drawn strong reactions from the XRP community, as it falls on the same day the XRP exchange-traded fund (ETF) decision is reportedly due.
According to ChartNerd, the overlap is too striking to ignore, noting, “XRP ETF decisions are due on October 25th. So, Coinbase will be down for 4 hours on the same day… coincidence? I think not.” The comment quickly gained traction among crypto traders and XRP supporters online.
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However, not everyone agreed with that perspective. User @TheCryptoPerps responded, questioning the theory by saying, “Why is this not a coincidence? ETF decisions will be delayed by the government shutdown anyway. And why would Coinbase want to be off?”
Another commenter, @jkbarred, added that the ETF timelines have shifted since the SEC revised its guidelines, suggesting that any scheduled decisions could already be outdated.
Meanwhile, @heythereRich voiced skepticism, asking where the claim originated that the SEC was targeting the 25th for XRP ETF decisions. He noted that many in the community may have connected the two events based solely on timing rather than official confirmation.
Update on XRP ETF Approval: Delays, Procedures, and Shutdown Impact
Meanwhile, experts have clarified that the rumored October XRP ETF decision is procedural, not a true approval date. The SEC’s 19b-4 filings only mark administrative progress, while actual launches require additional S-1 and Form 8-A approvals.
These reviews remain paused due to the ongoing U.S. government shutdown. Bloomberg’s Eric Balchunas described the pause as a “rain delay.” Issuers such as Canary Capital continue updating filings, preparing for movement once the SEC resumes normal operations.
The conversation has since spread widely across social media, with traders debating whether the coincidence signals something deeper or is simply a case of unfortunate timing. As October 25 approaches, both Coinbase users and XRP investors remain attentive, watching whether the date will mark just a system upgrade or a key moment for the digital asset market.
Also Read: XRP Futures Hit Record Milestone Amid Strong Institutional Demand in Q3 2025
