The XRP community has been advised to hold onto their investments until July 2025 as speculation and anticipation around the cryptocurrency’s future intensify. A bold message from crypto influencers on X (formerly Twitter) has added to the growing discussions.
The Bold Prediction and Market Speculation
Crypto influencer Random Crypto Pal made waves on X, with a tweet predicting that XRP could reach $60,000 soon. He backed his prediction with the claim that all U.S. banks must adopt XRP soon, which would be life-changing for investors.
His statement has sparked strong reactions across the crypto community, with supporters rallying behind his prediction while skeptics remain cautious.
Meanwhile, another influencer Elliatt Hamilton, popularly known as AlmightyPain on X, provided a more structured update. He highlighted that the Fedwire Funds Service will adopt the ISO 20022 messaging standard by July 14, 2025, which could indirectly impact the price of XRP.
Also Read: Has the SEC Officially Classified XRP as a Commodity?
$XRP to $60,000 because all the Banks in 🇺🇸 USA MUST start using $XRP by March 10 2025 🚀🚀💥💥$XRP WILL CHANGE YOUR LIVES FOR SURE! 👍
Mar 10th is approaching FAST🔥pic.twitter.com/rP4KmKpvFA
— Random Crypto Pal (@RandomCryptoPal) February 15, 2025
XRP and ISO 20022 Compliance
As a standard financial messaging format, ISO 20022 provides universal protocols that help enhance efficiency, management interconnectivity, and security levels within worldwide financial networks.
While XRP may lack direct compatibility with ISO 20022 standards, Ripple, which operates as its parent company, joined the ISO 20022 standards organization in May 2020. The payment network RippleNet from Ripple has adopted ISO 20022 standards, enabling financial institutions to join the developing financial system without any issues.
Through its role in the ISO 20022 framework, Ripple maintains its position as a leading entity that connects blockchain technology with standard financial systems. The financial sector predicts that XRP will take center stage in international deals as the standards evolve.
Regulatory Shift and Market Implications
The Federal Reserve’s decision to extend the deadline for ISO 20022 implementation to July 14, 2025, has given financial institutions additional time to complete compliance tests and system upgrades.
While this delay ensures a smoother transition, it influences XRP’s market sentiment as investors anticipate its potential role in the new financial system.
Hamilton pointed out that while financial institutions prepare for the transition, some may struggle to meet the deadline. This delay could impact market volatility and trading strategies as institutions adjust to new requirements.
XRP’s Role in the Financial Revolution
The integration of cryptocurrencies into traditional finance continues to gain momentum, with other blockchain projects like XDC, Algorand (ALGO), Stellar (XLM), Quant (QNT), and IOTA also positioning themselves within the ISO 20022 framework.
Ripple leads the way through joint work with financial institutions to modernize globally processed financial transactions.
According to experts, the complete deployment of ISO 20022 will create optimal conditions for blockchain payments by providing XRP with increased adoption opportunities.
Despite this potential opportunity, investors must exercise caution because none of the cryptocurrencies currently have official ISO 20022 compliance. The regulatory landscape remains fluid, and further updates could influence market dynamics.
Conclusion
With the July 14, 2025, deadline for ISO 20022 adoption, investors should closely monitor official updates and market trends. While Random Crypto Pal’s price prediction fuels optimism, Hamilton’s insights highlight the importance of regulatory readiness.
The delay in implementation adds complexity to XRP’s short-term outlook but could strengthen its long-term use case.
Also Read: Prepare for Major XRP Breakout to This Price Soon, Expert Reveals
