The proposed GENIUS Act, a US bill aimed at regulating stablecoins, could emerge as not only a potential game changer for Ripple’s stablecoin RLUSD, but for XRP as well.
By introducing licensing requirements, reserve backing mandates, and regular audits, the legislation is designed to bring greater structure to the digital asset space. This could pave the way for increased institutional participation in compliant stablecoins and the networks that support them.
According to crypto commentator SMQKE @SMQKEDQG, Ripple’s RLUSD, which operates on the XRP Ledger, is expected to benefit directly from this new regulatory environment. Every transaction made in the RLUSD ecosystem will include a small fee paid in XRP, and this fee will not be circulated.
As RLUSD becomes more popular for cross-border payments, XRP’s function as a bridge asset may rise, increasing its liquidity and market value. This integration means the use of stablecoins could boost XRP’s demand, and this offers a solid foundation for future success.
“Regulatory clarity from the GENIUS Act will also strengthen XRP’s legal standing. While XRP is not a stablecoin, operating within a regulated framework will help solidify its status as a utility token rather than a security, providing greater certainty for investors and businesses,” SMQKE said in his statement.
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Analyst Chad Steingraber Predicts $250 XRP Under the GENIUS Act
Meanwhile, Chad Steingraber (@ChadSteingraber), a well-followed crypto analyst, has drawn attention to the bill’s potential effect on XRP’s price. In a post shared on June 2, 2025, he stated, “The Stablecoin Bill has to pass. It is the key that unlocks XRP $250.”
His prediction ties directly to the RLUSD mechanism, where each transaction contributes to the burning of XRP, creating deflationary pressure as adoption increases.
After obtaining regulatory approval, institutions can expect to use RLUSD for cross-border payments. More XRP being used and destroyed with a rise in volume can diminish the supply and increase the demand.
Because of this supply-demand dynamic, Steingraber believes XRP might significantly increase in value if the bill passes.
Community Sees Path to Growth But Stays Cautious
Reactions from the XRP community reflect both optimism and realism. In response to Steingraber’s projection, user @Georgep61620629 commented, “Even 10% of that, I’d be overjoyed,” highlighting hope for meaningful gains even if the target isn’t fully reached.
Another user, @Megan7560964546, humorously suggested that Bitcoin supporters might be rattled if XRP reaches the predicted valuation.
While enthusiasm is widespread, community members have also noted the unpredictable nature of the US legislative process. Despite this, the overall sentiment points to strong support for the GENIUS Act and the belief that it could finally give XRP the regulatory footing it needs.
The GENIUS Act outlines a solid plan for stablecoins in the United States. As the use of RLUSD and XRP potentially increases under regulations, XRP’s value could move above three figures. With the crypto community supporting the legislation, the focus on Washington has grown as markets look for the next update.
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