Ripple Labs has finalized a settlement with the U.S. Securities and Exchange Commission (SEC), ending a multi-year legal dispute that has weighed heavily on XRP’s regulatory outlook.
The agreement, announced by Ripple’s Chief Legal Officer Stuart Alderoty, confirms that the SEC will retain only $50 million of the $125 million previously ordered in an August 2024 judgment.
Under the revised terms, the remaining $75 million held in an interest-bearing escrow account will be returned to Ripple. Additionally, the SEC will request the court to lift the injunction imposed on the company. These next steps are pending court approval and necessary legal documentation.
Alderoty noted via social media that this would be his final statement regarding the SEC case. He emphasized that the SEC had agreed to withdraw its appeal unconditionally, and Ripple had formally accepted the settlement without any further contest. The decision ends one of the longest legal battles in the U.S. crypto sector.
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Settlement Comes Amid Shifting Regulatory Tone and Political Influence
This settlement arrives amid growing scrutiny of the SEC’s previous enforcement-first approach. The current SEC leadership, under Acting Chairman Mark T. Uyeda, has stated its intention to move away from enforcement-driven actions, signaling a more open stance toward digital asset regulation.
The involvement of Ripple in the political sphere of the 2024 election year received notable public interest. The company donated $25 million to Fairshake PAC, representing candidates favoring cryptocurrency regulations.
Ripple donated $5 million worth of XRP tokens to former President Donald Trump’s presidential inauguration funding committee. Public attention regarding the potential link between official actions and the SEC settlement increased as officials declined to make any direct connections.
The legal win for Ripple did not create the desired market reaction in XRP’s value. The cryptocurrency token XRP remained in the market at $2.45, according to CoinMarketCap data when this post was prepared for publication.
Governments consider XRP valued at $2.45, though it shows a minimal daily rise of 0.44 percent.
Source: CoinMarketCap
The daily market transaction value for XRP hovered at $2.77 billion, with a minor increase of 0.27 percent. Current market figures show declining investor interest, indicating a decrease in XRP market reaction.
The price of this cryptocurrency remained confined to a small area that reached its highest point at $2.47 and then experienced a slight dip.
XRP currently holds a market capitalization of $142.57 billion with a circulating supply of 58.15 billion tokens. The coin remains in fourth position among global cryptocurrencies by market cap.
Conclusion
The Ripple-SEC settlement has removed a longstanding cloud over XRP’s future in the U.S. market. While price action remains subdued, clarity around regulatory issues may pave the way for stronger institutional engagement going forward.
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