Crypto researcher SMQKE has drawn attention to a set of institutional documents that support Ripple’s compatibility with SWIFT, NACHA, and the Federal Reserve. These excerpts, shared in a recent post, suggest that Ripple’s infrastructure is designed to operate alongside existing financial systems rather than replace them.
According to SMQKE, Ripple’s distributed ledger technology can be implemented within traditional frameworks. The document explains how aligning Ripple to NACHA, which oversees ACH in the United States, could help with future settlements for ACH transactions. Ripple may decide to follow the type of governance set by NACHA, assisting banks in working with Ripple by remaining within their current operations.
This excerpt also emphasizes what separates SWIFT from Ripple. While SWIFT handles messaging, Ripple works as a system for settling transactions. In agreement with these differences, the documentation illustrates how SWIFT and Ripple can work side by side in the financial sector. SWIFT may use Ripple’s settlement layer to make transactions more efficient and final.
Also Read: Livepeer Price Prediction for The Year 2025–2029: Can LPT Hit $16.70 Soon?
Documents Highlight Ripple’s Regulatory Compatibility and Global Use Potential
Documents also show how other financial networks could use Ripple’s platform. One example includes NACHA using Ripple’s protocol to create consistent rules for compliance, dispute resolution, and transaction handling. The structure could also support financial systems in regions like SEPA, indicating Ripple’s adaptability in international banking.
Further references point to Ripple’s alignment with standards enforced by the Federal Reserve. The current types of messaging used in financial networks, including those by SWIFT, are claimed to be compatible with Ripple. As a result, Ripple is able to handle situations according to the requirements of central regulators.
They provide evidence that Ripple does not purposefully attempt to disturb or take over the current financial system. Instead, it blends with established systems to add pace and efficiency while being regulated.
The documented ability of Ripple to align with SWIFT, NACHA, and the Federal Reserve positions XRP as a viable solution for improving global payment systems. Ripple’s focus on interoperability supports its position in the current development of fintech.
Also Read: Kazakhstan Approves Real Crypto Use in Bold New Alatau Pilot Zone
