Ripple is accelerating its humanitarian finance strategy by positioning XRP and its new stablecoin, RLUSD, at the forefront of global development efforts. According to X Finance Bull, this shift marks a new phase in Ripple’s mission to expand access to affordable financial infrastructure in underserved markets.
The company’s latest Impact Finance report outlines how blockchain technology is being deployed through partnerships with Mercy Corps Ventures, the International Rescue Committee, and the Lab for Inclusive Fintech at UC Berkeley.
These collaborations are enabling the rollout of financial services across regions where traditional systems remain limited.
Since 2018, Ripple has donated more than $30 million to its nonprofit partners. Out of that amount, the IRC will get $1 million to work on blockchain projects meant to make crisis communities more financially stable.
Through Mercy Corps Ventures, fifteen projects and investments for startups have already been launched. The initiatives are aimed at trying out Ripple’s infrastructure and gaining experience in decentralized finance by working with various financial products.
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Blockchain Becomes a Tool for Expanding Access in Underserved Economies
Ripple is now shifting from experimentation to broader deployment. In 2024, the company focused on pilot testing to evaluate how XRP and RLUSD could improve humanitarian financial flows. The results from this phase are shaping plans for a broader rollout in 2025.
By using the XRP Ledger and RLUSD stablecoin, Ripple is offering fast, cost-efficient, and transparent financial tools. These technologies are highly useful for people in regions with unreliable banks and high prices.
The company’s work with UC Berkeley supports its concept with valid scientific data. Such partnerships allow Ripple to create solutions for worldly problems and encourage more confidence from nonprofit leaders.
As X Finance Bull points out, this approach indicates a significant change as blockchain shifts from theory in finance to actual use in practice around the world. Ripple’s greater involvement in social and economic initiatives suggests that more digital assets are being used to help communities.
Ripple’s XRP and RLUSD are now used for purposes other than making speculative investments. Thanks to their smart placements and partnerships, they play a key role in developing countries’ humanitarian finance planning.
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