- XRPL tokenized assets surge to $118M, marking institutional shift.
- DNA Protocol introduces bio-financial data tokenization on XRPL rails.
- XRP emerges as key settlement bridge in trillion-dollar token market.
The XRP Ledger (XRPL) has recorded a significant milestone in July, with the value of tokenized real-world assets (RWAs) increasing by 2,260 percent. According to data shared by crypto market observer Pumpius, tokenized assets on the XRPL have surged from $5 million in January to over $118 million this month.
It is a sudden increase that indicates the beginning of an increased transition in the way banks, fintech companies, and other private institutions are approaching the issue of asset settlement.
Institutions have already started using XRPL to represent legacy assets like bonds, title to real estate, and commodities with XRP as the settlement medium.
The current level of performance of the XRPL demonstrates that it is suitable to be adopted at an enterprise level. As opposed to other blockchain networks, which are still struggling with scalability, high transaction fees, and downtimes, XRPL has been experiencing steady operations.
JUST IN: TOKENIZED ASSETS ON XRPL EXPLODE 2,260% 🚀
From $5M in January to $118M+ today — the tokenization era isn’t coming, it’s HERE.
Here’s why this changes everything for $XRP 👇🧵 pic.twitter.com/bSwIOVsaX7
— Pumpius (@pumpius) July 21, 2025
Also Read: XRP Rich List Update: Here’s How Much XRP is Required to be Among the Top 10 Holders
Its architecture fulfills the potential of large-scale settlement flows, a criterion that is now being tested in real time.
This momentum is also given impetus by the increasing levels of trust amongst institutional players. Early evidence of further integration lies in BNY Mellon holding RLUSD and in trillion-dollar treasuries and exchange-traded funds being gradually tokenized.
Such developments indicate that influential financial institutions are preparing to use XRPL in more capacities relative to settlement.
Rising Tokenization Signals XRP’s Expanding Role in Institutional Finance
The expanding role of XRPL in tokenizing RWAs is gaining traction among market analysts. Forecasts indicate that tokenized RWAs could reach $5 trillion in total value by the year 2030. If just one percent of that value is settled on XRPL, it would mean over $50 billion in volume supported by the XRP ecosystem.
Source: RWA.XYZ
Such a transition is taking XRP past its conventional status as a digital currency. It is now being utilized as the liquidity layer below the essential asset classes, making it a working settlement tool of traditional finance.
Pumpius stressed that XRP is an asset that has ceased to be truly speculative: it has become a central bridge currency for transferring the value of tokens between networks.
Healthcare Tokenization Adds New Layer of Utility to XRPL
Another significant development is the integration of healthcare and genomic data on the ledger through the DNA Protocol. This project is establishing a bio-financial layer on XRPL, designed to support the tokenization of healthcare-related RWAs and genomic identity records.
This data is worth a multi-trillion dollar sum, and its transfer to the systems incorporated in blockchain might transform the very nature of how sensitive data is anchored, retrieved, and shared.
By empowering liquidity in this data economy with the XRP network, XRPL is entering industries completely new to it, with concrete demand in the real world and regulatory requirements.
As Pumpius noted, this development is the infrastructure stage of XRP adoption. He added that the XRP Ledger is no longer experimenting on its limits; instead, it is in production, actively operating, and being swallowed into institutional applications.
The recent rise proves that the tracks toward large-scale asset tokenization are set and are being taken up. As ledgers compete, the fight to be the platform of choice in RWA settlement still rages.
With its growing volume, XRPL is emerging as a serious contender in this space. The tokenization movement is accelerating, and XRPL’s recent figures show that the shift is already underway.
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