- JP Morgan document highlights Ripple’s rising role in global finance.
- XRP projected to attract billions through future exchange-traded product.
- Crypto community reacts strongly as Ripple gains institutional recognition.
According to a post shared on X, formerly known as Twitter, by SMQKE (@SMQKEDQG), JP Morgan released insights that underline Ripple’s growing relevance in global finance. The document, which was entitled “Sizing up the XRP ETP Opportunity,” explained how XRP could generate billions of exchange-traded product inflows once it has been officially approved.
The bank estimated XRP’s market capitalization at $146.5 billion. Following the examples of Bitcoin and Ethereum ETPs, potential inflows may be about $4.3-$8.4 billion in the first year.
Why Ripple Stands Out to Institutions
JP Morgan highlighted Ripple’s ability to disrupt the global cross-border payments industry. The bank noted that its blockchain system reduces the cost of transactions and enhances settlement efficiency for banks and financial institutions.
Also Read: Key XRP Metrics Flips to Bullish – Here’s What the Chart Shows
JP Morgan: “Ripple has the potential to disrupt the global cross border payments industry.✅
+
Ripple is the MOST APPEAL digital asset for financial institutions.”✅
This is documented.📝💨 https://t.co/usPBSHaK4l pic.twitter.com/XcnK7hiO0a
— SMQKE (@SMQKEDQG) August 21, 2025
In addition, the report referred to XRP as the most attractive digital asset for large-scale financial applications. It highlighted its speed, liquidity, and transaction cost as its main advantages, making it unique among other cryptocurrencies.
Compared to Ethereum and Bitcoin, XRP has a significant cost benefit. The report’s figures indicated that every XRP transaction costs approximately $0.0004, which is much lower than Ethereum’s $0.46 and Bitcoin’s $1.88.
Also, the collaborations between Ripple and financial regulators and institutions were mentioned. Ripple’s ability to complete real-time settlements has already been proven through collaborations like the Bank of England’s FinTech Accelerator program.
Community Reactions to JP Morgan’s Findings
The release of this document quickly stirred discussion across the XRP community. Many regarded the analysis as evidence of XRP gaining increased significance in payments and investment markets.
On X, Basti (@FuryBastino) expressed his gratitude and said that XRP is the future. However, thecon33 (@conshy5656) wondered why, despite Ripple’s advances, the price of XRP has not been able to rise. This is an issue, and it begs the question of who is benefiting from the prolonged stagnation.
By matching the possible inflows with the trends observed in Bitcoin and Ethereum ETPs, JP Morgan indicated its trust in the institutional demand for XRP. Consequently, XRP is being highlighted as a token that has expanded influence across regulated financial products.
Also Read: Ripple to Introduce RLUSD Stablecoin in Japan with SBI VC Trade in 2026
