XRP has reportedly emerged as a key part of a new crypto payment integration involving Visa and Coinbase. According to SMQKE, a crypto researcher, Visa’s internal documentation highlights XRP as one of the digital assets that users can now spend directly through Coinbase-issued debit cards.
Coinbase, now a principal member of the Visa network, has gained the authority to issue cards without needing third-party issuers. Being upgraded, users have the chance to pay with Bitcoin, Ether, and XRP at places that accept Visa, closing the divide between crypto wallets and daily shop purchases.
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This shift is being seen as a practical advancement in the use of XRP for real-world spending. XRP’s support as one of Visa’s supported cryptocurrencies shows that it is used actively by businesses, not only as a speculative asset.
Visa Crypto Debit Card🤝XRP https://t.co/3FnbKXo9tn pic.twitter.com/1WhxjecYEM
— SMQKE (@SMQKEDQG) June 9, 2025
The documentation from SMQKE shows that XRP holders who use Coinbase cards can spend their tokens instantly, proving that the asset is compatible with standard methods of making payments.
Ripple’s Role in Visa’s Broader Payment Framework Draws Attention
Meanwhile, attention was also called to a 2025 product vision diagram shared by the same researcher. The diagram places Ripple and its Liquidity Hub within a broader payments ecosystem that connects with platforms such as PayPal, ACH, and Alipay.
Visa is shown as one of the systems linked to Ripple’s infrastructure, suggesting deeper alignment than previously confirmed.
Ripple’s work with Earthport, which Visa acquired in 2019, confirms how XRP can help shape this growing system. Earthport already worked with Ripple, and Ripple’s technology is now an essential part of Visa’s wider “Network of Networks” program.
Direct card issuance by Coinbase now allows easier crypto spending instead of having to rely on third parties. XRP’s position among the supported assets provides users with a seamless method to use it for transactions within the Visa network.
The documentation shows that using XRP helps serve Ripple’s purpose to give digital assets more use cases. This also marks the company’s interest in bringing blockchain-based payment systems into its mainstream financial services.
Conclusion
Current developments involving XRP, Visa, and Coinbase reflect a real-time shift in how digital assets are entering mainstream payment systems. As XRP reportedly becomes spendable through widely accepted debit card networks, its role in global finance is expanding beyond speculation.
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