- Analyst claims XRP’s rise to $10,000 is mathematically inevitable.
- Institutional investors quietly accumulate XRP while retail chases volatile tokens.
- XRP’s expanding utility strengthens its role in future financial systems.
A well-known digital asset analyst has claimed that XRP’s future price of $10,000 is not based on market hype but on mathematics. According to commentator Pumpius, the projected cost is tied to the token’s evolving role within global financial systems.
According to Pumpius, major institutions have already taken XRP positions via ETFs, futures, and liquidity-backed financial instruments. Even as retail traders went after meme tokens, Ripple corridors were secretly secured by larger financial institutions.
He indicated that institutional contribution has created a base of change of value. These organizations do not spend money on speculative crypto but on liquidity infrastructure that has XRP as a driving force.
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Real-world asset tokenization is also meeting the demand, with the XRP Ledger currently used to settle tokenized bonds, government securities, and CBDCs.
$XRP to $10,000 ISN’T A MOONSHOT—IT’S A GUARANTEE
From $3.50 → $10,000, XRP’s trajectory isn’t speculation — it’s mathematics.
This isn’t about price.
It’s about control. Here’s how 👇🧵 pic.twitter.com/FvKS3WCcft
— Pumpius (@pumpius) July 22, 2025
Pumpius explained that DNA Protocol’s efforts in bio-data tokenization earn an extra value layer. This combination of genetic identity with financial systems is opening new horizons as XRP extends out of conventional banking scenarios.
XRP’s Utility Expands Beyond Traditional Finance Channels
XRP is also being integrated into use cases that connect blockchain with digital identity. Platforms are using the XRP Ledger to tokenize personal and biometric data, which could influence healthcare and compliance.
The analyst argues that such a wide application reinforces the asset’s future worth. XRP is no longer confined to payments but has become a foundational infrastructure of regulated digital services.
There is also a trend of accumulation by large groups on-chain, with whales and custodians holding about 47 billion XRP tokens. This trend is being perceived as an indicator of institutional confidence. Pumpius estimates that while the smart money is taking positions, the retail market is still fund-sitting.
He also cited a trend of repression that works to scare off smaller investors. According to him, the weak hands are wiped out by regulatory cases, fear campaigns in the media, and pressure in the market.
These actions, he claimed, were designed to limit public participation before major infrastructure rollouts. One of the main milestones mentioned is the change to the ISO 20022 messaging.
Analyst Connects XRP to Global Financial Messaging Standard
XRP’s integration into ISO 20022 is considered a key component of its projected price surge. This international system is likely to achieve uniformity of financial messaging across international boundaries.
According to Pumpius, XRP is defined as a liquidity bridge in this system. Its position in promoting real-time cross-border transactions of high values could be its determinant in valuation over the long run.
He concluded that the $10,000 target is not a moonshot but part of a defined plan, as XRP’s utility across multiple sectors supports a functional case for future demand.
Conclusion
As institutional involvement increases, and new utilities emerge, the XRP community continues to monitor developments closely. The analyst maintains that XRP’s price is being shaped by structural demand, not speculation.
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