Speculation is intensifying within the cryptocurrency community following a viral tweet by user RemiReliefX, who outlined a theory suggesting that Ripple Labs may be operating a dual-ledger system, one for retail use and another for over 1,700 private entities bound by nondisclosure agreements (NDAs).
The Two-Ledger Theory
In the tweet, RemiReliefX stated, “It’s happening and happening quicker than I thought,” referring to the advancement of central bank digital currency (CBDC) testing, particularly in France, where recent trials have reportedly shown positive results.
The theory’s core revolves around the possibility that Ripple is testing different price points for its XRP token with private institutional partners.
According to the user, these experimental price fluctuations, ranging from $10,000 to $20,000 per XRP, could be part of efforts to determine an optimal and efficient settlement price for XRP within high-volume cross-border transaction systems.
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🚨Remember that $10,000 XRP…🚨
…Um, yea it’s happening and happening quicker than I thought 😳
I told everyone about my theory. I had a theory that there were 2 ledgers. One for retail and the other for the 1700 NDA private persons/companies.
Now that we have French CBDCs… https://t.co/NkaqdaoSNP pic.twitter.com/eSC6zc14Zd
— The Real Remi Relief 🙏✝️💪 (@RemiReliefX) May 14, 2025
Further, the theory proposes implementing a “basement price, ”potentially set at $10,000, which would serve as a floor below which XRP’s value would not fall. This price stabilization, it’s speculated, could be managed using oracles like Chainlink (LINK) to trigger actions and AI-based systems such as IOTA to perform real-time algorithmic trading.
CBDC Progress Adds Context
“I don’t know, just the scientist in me thinking out loud,” RemiReliefX noted, inviting discussion and feedback from others in the digital asset space.
While there is no official confirmation from Ripple regarding such a system, the post has sparked debate online, particularly as more central banks, including the Banque de France, report progress in their respective CBDC pilots.
The presence of NDAs with numerous private firms adds a layer of intrigue and opacity to Ripple’s institutional operations.
Caution and Lack of Confirmation
Crypto analysts caution that while the idea of a price floor managed by AI and oracle networks is technologically interesting, it remains speculative. No evidence currently confirms XRP is being tested or priced at the levels mentioned, nor that such stabilization mechanisms are being formally deployed.
Still, the discussion underscores the broader curiosity and theories circulating as blockchain technology becomes increasingly intertwined with national monetary systems, and as companies like Ripple continue to operate at the intersection of finance and innovation.
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