- DBS unlocks $1,000 tokenized crypto notes for wider investor access.
- Tokenization boosts trading flexibility while limiting structured product barriers.
- Singapore strengthens tokenized finance hub with DBS Ethereum-backed launch.
DBS Bank has introduced tokenized structured notes on the Ethereum blockchain, reducing entry barriers for qualified and institutional investors. The products are sold on the Singapore platforms ADDX, DigiFT, and HydraX.
The initial product is comprised of crypto-linked participation notes that pay out in cash when the prices of digital assets increase. Simultaneously, they limit downside risk, providing them with a controlled exposure to the market fluctuations.
Traditional structured notes typically require a minimum investment of $100,000 and are non-fungible as they are customized. This constraint limits the flexibility of trading and prevents more involvement in secondary markets.
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Tokenization Opens $1,000 Access
DBS has broken down the instruments into $1,000 units, making them fungible and easier to trade. This fractional solution makes it more liquid and enables investors to pursue strategies that were previously restricted to high-net-worth individuals.
Client appetite has been rising, and DBS wrote over $1 billion in the first half of 2025. The trading volume increased by almost 60 percent between Q1 and Q2, which shows the interest of institutions in tokenized structured products.
The bank is targeting these instruments at family offices and professional investors. In 2024, Singapore had 2,000 single-family offices, an increase of 43 percent compared to the previous year, demonstrating the fast development of this segment.
Singapore Strengthens Tokenization Drive
The launch supports Singapore’s push to become a hub for tokenized finance under the Monetary Authority of Singapore’s Project Guardian. The program has experimented with tokenizing fixed income, foreign exchange, and funds and built cross-border market infrastructure.
BS has been engaged in such pilots, initially on permissioned blockchains and then more recently on public blockchains like Ethereum. The bank plans to take tokenization beyond crypto-linked notes to equity and credit-linked assets.
Li Zhen, who heads foreign exchange and digital assets at DBS, called tokenization the next step in the market infrastructure. He pointed out that the program will provide a wider range of investors with access to digital asset strategies via the bank ecosystem.
By offering tokenized notes in $1,000 units, DBS Bank is making structured products more accessible and tradable. The initiative reinforces Singapore’s role as a leading center for tokenized financial markets.
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