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Pundit: ‘Stop Comparing XRP’s Market Cap to Stocks’ – Here’s Why

Pundit: ‘Stop Comparing XRP’s Market Cap to Stocks’ – Here’s Why

  • X Finance Bull argues XRP shouldn’t be compared to corporate market caps.
  • Ripple targets trillions in cross-border payments, tokenized assets, and CBDCs, with expanding global partnerships.
  • Ripple’s regulatory-first, hybrid model bridges traditional finance and crypto, with XRP seen as a protocol for global value transfer.

Prominent crypto commentator X Finance Bull has issued a passionate statement pushing back against traditional comparisons between Ripple’s XRP and stocks, emphasizing that the cryptocurrency’s potential lies far beyond corporate valuations.


“Stop comparing the market cap of Ripple’s $XRP to a stock. It’s not just a crypto. It’s the plumbing for the next financial system,” he wrote on X (formerly Twitter).


The commentator argued that Ripple’s ecosystem is not competing with companies; it’s redefining the global financial infrastructure that underpins them.


Aiming at the Infrastructure of Global Finance

X Finance Bull outlined the scale of Ripple’s ambitions, suggesting that XRP’s role in powering cross-border settlements, tokenized assets, and central bank digital currencies (CBDCs) gives it exposure to trillions of dollars in annual financial flows.


“Ripple isn’t targeting a company’s market cap. It’s targeting the infrastructure of global finance itself,” he said. “We’re talking $200 trillion per year in cross-border payments, trillions in tokenized assets, CBDCs, DeFi rails, real-world assets, and more.”


Even if a small percentage of that capital were to move through Ripple’s network, he claimed, it would transform XRP’s valuation trajectory.


Also Read: XRP Futures Hit Record Milestone Amid Strong Institutional Demand in Q3 2025



Ripple’s Expanding Global Partnerships

The commentator also highlighted Ripple’s growing presence in global financial hubs. He noted that Ripple representatives have engaged with Luxembourg’s Ministry of Finance, describing it as “the heart of European finance.”


“They’re not pitching. They’re partnering,” he said, underscoring Ripple’s strategic shift from courting adoption to forming institutional collaborations.


He further pointed to Ripple’s established relationships across Bahrain, Dubai, the UAE, and the wider Middle East, referring to the region as a “live corridor” for Ripple’s payment and tokenization solutions.


“Regulatory-First and Built for Institutions”

According to X Finance Bull, Ripple’s competitive edge comes from its regulatory-first approach and its ability to bridge traditional finance (TradFi) with blockchain innovation.


“Ripple is not hype. It’s built. It’s regulatory-first. It’s the only project that bridges TradFi and crypto this seamlessly,” he wrote.


He also rejected the notion that Ripple is either purely decentralized or purely corporate, suggesting that its hybrid design is intentional, a balance that allows it to serve both institutions and individuals. “It’s not ‘just decentralized.’ It’s not ‘just corporate.’ It’s both by design. Built for everyone,” he said.


“A Financial Revolution Hiding in Plain Sight”

Drawing from his background in technology and finance, X Finance Bull described Ripple as a “financial revolution hiding in plain sight.” He criticized skeptics who dismiss XRP’s potential based on market cap logic, urging the crypto community to reassess what they are comparing it to.


“Next time someone tells you $XRP can’t reach a certain market cap, ask them: What if you’re comparing it to the wrong thing?” “It’s not a stock. It’s a protocol. For everything.”


Conclusion

X Finance Bull’s remarks come as Ripple continues expanding its global partnerships and regulatory approvals, particularly in Europe and the Middle East.


His comments echo a broader sentiment among XRP advocates that Ripple’s technology is not just part of the crypto ecosystem but could form the foundation of the next-generation financial system.


With institutional integration deepening and real-world tokenization accelerating, XRP’s role in global finance may soon be measured not by comparison to stocks, but by the volume of value it helps move across the world.


Also Read: XRP Set to Explode: Analysts Predict 135% Surge as Fresh $30B Inflows Boost Price!