- Institutions are quietly accumulating XRP, according to Jake Claver, even as retail sentiment and market pricing remain cautious.
- XRP is increasingly viewed as financial infrastructure, with growing institutional use cases on the XRPL.
- Network effects are strengthening behind the scenes, suggesting current prices may not reflect XRP’s potential role in global finance.
Popular businessman Jake Claver has suggested that major financial institutions are quietly accumulating XRP, even as public market sentiment remains cautious. In a series of recent posts, Claver argued that current XRP prices fail to reflect what he believes is a much larger structural shift taking place behind the scenes.
According to Claver, institutional players are positioning early while retail investors remain largely unaware. He described XRP’s present valuation as “a shadow of what’s coming,” pointing to growing adoption and infrastructure development as signals of a much broader transformation.
XRP Positioned for a Central Role in Global Finance
Claver framed XRP’s long-term potential around its role in international finance. He stated that once XRP becomes foundational to global money movement, today’s hesitation among investors could turn into regret.
“When XRP transforms into the foundation of international finance, today’s hesitation will become tomorrow’s regret,” Claver said, adding that he sees few other crypto assets offering a comparable mix of certainty and upside potential.
His comments reflect a growing narrative among XRP proponents who view the asset less as a speculative token and more as financial infrastructure in the making.
Also Read: Pundit: People Who Say XRP Can’t Go Past $10,000 Are Missing the Scale Entirely – Here’s Why
Major institutions are stacking up XRP behind the scenes while keeping the public in the dark. The current price is merely a shadow of what’s coming. When XRP transforms into the foundation of international finance, today’s hesitation will become tomorrow’s regret. In my opinion,…
— Jake Claver, QFOP (@beyond_broke) December 28, 2025
Institutional Use Cases Continue to Build
In a follow-up statement, Claver pointed to the steady expansion of institutional use cases on the XRP Ledger (XRPL). He suggested that the accumulation of enterprise-focused applications signals preparation rather than hype.
“Institutional use cases are stacking up for the XRP Ledger, and it’s looking like preparation,” he noted. According to Claver, once XRP secures a central position in global money flows, many market participants may question why they failed to act earlier.
Network Effect Strengthens as Adoption Expands
Claver’s bullish stance intensified further as he highlighted ongoing growth across the XRP ecosystem. He emphasized that new projects continue to launch on the XRPL, while Ripple’s payments software has expanded its reach significantly.
According to Claver, Ripple’s payment solutions now extend across approximately 80% of global trade corridors, reinforcing the network’s relevance in cross-border finance. This expansion, he argued, strengthens the network effect that underpins long-term value creation.
“The network effect is only getting stronger,” Claver said, reinforcing his view that XRP’s utility-driven growth sets it apart from many other crypto assets.
Bullish Outlook as Infrastructure Develops
Taken together, Claver’s comments outline a thesis centered on infrastructure, adoption, and institutional positioning rather than short-term price action. While he acknowledged that broader markets have yet to fully price in these developments, he believes the groundwork is being laid for a significant shift.
As regulatory clarity improves and enterprise adoption continues, Claver maintains that XRP is moving closer to becoming a core component of global financial rails.
Whether that vision materializes remains to be seen, but his remarks underscore growing confidence among business leaders who see XRP’s future tied to real-world financial use rather than speculation alone.
Also Read: XRP Supply Shock Could Hit Early in 2026? – Here’s What Exchanges and Experts Are Saying
