- SBI Bank introduces XRP rewards for eligible shareholders.
- Investors can choose cryptocurrency or health product benefits.
- Program strengthens XRP integration within SBI financial ecosystem.
SBI Shinsei Bank, a major Japanese bank, has expanded its shareholder incentive framework by introducing XRP cryptocurrency rewards into its 2026 benefit program. The move directly connects equity ownership with digital asset exposure under a regulated banking structure. Eligible investors recorded as of March 31, 2026, will qualify under the newly approved plan.
According to the report, SBI Bank confirmed that shareholders will have the option to receive XRP rewards as part of the initiative. The announcement emphasized that the institution continues to integrate XRP across its broader financial ecosystem. The official document provides detailed terms governing eligibility and redemption.
The board approved the program on February 25, 2026. Management stated that the initiative aims to strengthen shareholder engagement and promote sustained participation following the bank’s Prime Market listing on the Tokyo Stock Exchange.
Eligibility Criteria and Participation Conditions
Only shareholders listed in the Register of Shareholders as of the record date may participate. In addition, eligible participants must reside in Japan and be at least 18 years old. They must also hold or open an account with SBI VC Trade Co., Ltd., the group’s cryptocurrency exchange platform.
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Benefits will apply exclusively to accounts registered in the shareholder’s own name. Application materials will be sent to the address recorded in the shareholder registry. Furthermore, product deliveries under the program will remain limited to domestic Japanese addresses.
XRP Reward Option for 100 Shares or More
Shareholders holding at least 100 shares may choose between two benefit options. The first option provides a coupon code redeemable for XRP valued at JPY 2,000. The bank confirmed that the conversion will follow the exchange rate scheduled for early December 2026.
The second option includes one bottle of ALA PLUS Gold EX, a supplement product offered by SBI ALApromo Co., Ltd. The product contains 60 tablets and carries a retail price of JPY 11,800 including tax.
50% Discount for Shareholders Holding Fewer Than 100 Shares
Investors holding fewer than 100 shares, including odd lot shareholders, will receive a discount purchase application ticket. This ticket grants a 50% discount on selected products sold by SBI ALApromo Co., Ltd. Reference retail prices listed in the notice reflect figures as of February 25, 2026.
SBI Bank described XRP as a cryptocurrency used within Ripple’s distributed ledger ecosystem to enable faster and lower-cost international remittances. Moreover, SBI Holdings maintains an equity relationship with Ripple Labs. In 2016, both companies established SBI Ripple Asia to advance blockchain-based cross-border payment services in Japan and South Korea.
SBI Bank’s shareholder benefit program formally integrates XRP rewards into its corporate framework. Eligible investors may select cryptocurrency or product incentives under defined regulatory and participation requirements.
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