- PayPal adds XRP, slashing fees for global crypto payments instantly.
- Merchants gain access to over 100 cryptos through PayPal integration.
- XRP support on PayPal sparks excitement across crypto communities worldwide.
PayPal has announced a significant development in its payment services, confirming support for XRP and more than 100 cryptocurrencies through its new Pay with Crypto service. The update is creating much buzz in the financial and digital asset domains.
U.S. merchants can now accept payments in over 100 cryptocurrencies, including XRP, Bitcoin, Ethereum, and USDT. These payments can be instantly converted into fiat or stablecoins, offering businesses faster access to funds while reducing reliance on traditional banking systems.
Through a single integration, PayPal connects merchants to a global base of more than 650 million crypto users, while cutting transaction fees by as much as 90 percent. This expansion gives businesses a new path to reach international customers with greater efficiency.
Tired: Paying high transaction fees for international payments.
Wired: Reducing costs up to 90% by offering pay with crypto for payments.
✅ Reduce international transaction fees by up to 90%
✅ Offer 100+ cryptocurrencies and eligible wallets at checkout
✅ Get immediate… pic.twitter.com/3XgOXW2Smr
— PayPal (@PayPal) July 28, 2025
XRP Integration Draws Strong Market Interest
XRP’s inclusion in PayPal’s supported tokens has sparked immediate attention within the digital asset space. Known for its low-cost, high-speed transactions, XRP is viewed as a practical option for global payments.
Analysts note that its availability on PayPal’s platform could enhance Ripple’s commercial utility and encourage broader institutional interest. The integration not only supports smoother transactions but also strengthens confidence in blockchain-powered financial solutions.
Lower Fees and Higher Flexibility for Merchants
Pay with Crypto features a transaction fee of 0.99 percent, which is significantly lower than the average fees charged for international credit card payments. According to PayPal, this has the potential to cut 90 percent of the costs.
Merchants that utilize the service can even earn 4 percent interest on the PYUSD balance kept on PayPal. The system eliminates the need to follow a complex banking transfer process and allows fast settlement (almost real-time) and access to a larger number of international buyers.
Global Wallet Integration Expands Payment Reach
In addition to XRP, PayPal’s service supports other top cryptocurrencies, including Solana, USDC, BNB, and more. It also links to large wallets, including Coinbase, Binance, MetaMask, OKX, and Kraken. This will help create a more flexible service and provide a smooth crypto payment experience.
The company recently introduced PayPal World, a global initiative uniting five of the world’s leading digital wallets, which strengthens its ability to streamline global payments. Together with its partnership with Fiserv, this move positions PayPal to accelerate stablecoin adoption and drive down international transaction costs on a larger scale.
PayPal’s announcement has introduced XRP and several major cryptocurrencies into its global merchant network. With reduced transaction fees, expanded wallet access, and faster settlement times, the company is moving to reshape the future of digital payments and global commerce.
Also Read: FaZe CEO Ricky Banks Quits After MLG Coin Collapse and Leaked Chat Drama
