Monica Long has steadily risen as one of the most influential women in the blockchain industry. As the President of Ripple, she is now steering the fintech firm through a defining moment—navigating legal wins, expanding real-world use cases, and helping shape the next phase of Web3.
Through working on marketing, planning products, and supporting financial inclusion, Long has led Ripple into new areas besides cross-border payments. With her direction, Ripple is creating the basis for the real-world use of digital assets, connections with CBDCs, and enterprise blockchain services.
The industry is moving from exciting crypto cycles to building reliable infrastructure under regulation, and Lucy has led this transformation. Monica Long led Ripple as the Company moved from a startup to an established player in the blockchain tech space.
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Monica Long: Early Life and Career Path
Born and raised in the San Francisco Bay Area, Monica Long pursued a Bachelor’s in Political Economy and Journalism from the University of California, Berkeley. Her early career intersected technology and finance—a combination that would later define her role in the blockchain space.
Previously, Long worked in several strategic marketing jobs for tech startups and companies in Silicon Valley’s enterprise software sector. She came to work for Ripple in 2013 as the Director of Communications and then helped bring the concept of blockchain payments to practical use.
Throughout his time with Ripple, Long was promoted and became General Manager of RippleX, then the Company’s SVP of Marketing and Product. She concentrated on creating Ripple’s platforms for developers, improving user experience, and developing the Company’s public message.
From Communications Lead to President of Ripple
In January 2023, Monica Long was named Ripple’s president, a move that came amid growing confidence in the Company’s legal standing and global ambitions.
Through her leadership, Ripple has expanded its remittance business based on On-Demand Liquidity (ODL) and moved forward rapidly on blockchain adoption by businesses. Long has overseen the introduction of stablecoins, tokenized assets, and CBDCs, which has put Ripple ahead in using blockchain practically.
Using both innovations and plans for the years ahead, she has helped Ripple secure essential decisions from the U.S. government and build relationships with financial institutions in many countries.
Monica Long’s Net Worth and Industry Influence
As of 2025, Monica Long’s estimated net worth is between $15 million and $25 million, based mainly on long-standing equity in Ripple and executive compensation packages tied to performance.
Her extreme importance comes from her years at the Company and her part in making Ripple’s brand, products, and ambitions known worldwide. She is currently recognized as a top female executive in crypto and fintech.
When boards talk about how blockchain can contribute to ESG and access to financial services for all, Wang’s name often comes up.
Compliance, Utility, and Web3 Readiness
Long believes that blockchain needs clear rules from regulators to succeed and must work together with institutions to realize worldwide gains. She often points out that developing industry-compliant products is essential to helping real economies—not just to following trends.
Ripple, under Long’s guidance, has continued its push for enterprise adoption—focusing on bank-grade infrastructure, CBDC frameworks with countries like Colombia and Bhutan, and improved cross-border liquidity mechanisms.
In 2024, she assisted Ripple in offering stablecoins, allowing the Company to transparently and safely connect traditional finance with the world of blockchains.
Expanding the Ripple Ecosystem Post-SEC Battle
The U.S. Securities and Exchange Commission finally agreed in 2023 that Ripple’s XRP was not labeled a security when sold on the secondary market. That choice made Ripple feel more certain about returning to the U.S. market.
After that, Monica focused on reviving Ripple’s U.S. efforts, building more valuable tools for developers, and directing Ripple’s alliances to ensure compliance and transparency. After supporting RippleX as a platform, she continues to help grow it into an essential Web3 system centered on scalability, working with other projects, and providing tangible user benefits.
Conclusion
Monica Long’s elevation to Ripple President reflects her decade-long dedication and the Company’s strategic pivot toward compliant innovation. She leads Ripple through a new era where utility, legal alignment, and institutional relevance take center stage.
With Ripple now pushing into stablecoins, CBDCs, and enterprise blockchain infrastructure, Long is helping to define a responsible, future-proof crypto company. Her leadership demonstrates that clarity, inclusion, and tech-savvy governance are key to crypto’s next chapter.
FAQs
1. What did Monica Long do before joining Ripple?
She worked in strategic marketing roles in Silicon Valley, mainly in tech and enterprise software.
2. What is Monica Long’s estimated net worth in 2025?
Between $15 million and $25 million, primarily based on her equity in Ripple and executive role.
3. What sets Long’s leadership apart at Ripple?
She blends product innovation with regulatory strategy, focusing on compliance, utility, and enterprise growth.
4. Is Monica Long the CEO of Ripple?
No, she is the President of Ripple. Brad Garlinghouse remains CEO as of 2025.
5. What are her major initiatives at Ripple?
CBDC partnerships, real-world asset tokenization, stablecoin issuance, and enterprise blockchain adoption.
