The XRP community has reacted strongly to SWIFT’s confirmation of blockchain integration into its global financial infrastructure.
The global financial messaging network announced that starting November 22, 2025, its systems will officially support blockchain elements, including distributed ledger identifiers, crypto wallet addresses, tokenized assets, and on-chain transaction capabilities.
King Solomon, a notable figure in the crypto space on X, brought the development to the attention of the XRP community. He noted that SWIFT processes more than $150 trillion annually in cross-border payments, and with the 2025 upgrade, it will launch technical changes to both its legacy MT and ISO 20022-based MX messaging standards.
These alterations involve the inclusion of built-in support for ALA crypto-related features, like smart contract costs by dependable oracles, blockchain-style network fees, and nonce tracking for sequencing transactions.
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This updated information can be accessed through SWIFT’s official Knowledge Centre. They outline changes, including the extension of field 97a, which now contains a 35-character cash account identifier.
The network will now support blockchain wallet addresses and central bank digital currency (CBDC) IDs as the shift toward digital assets is gaining momentum in finance on a global scale.
Utility Networks Like XRP Ledger Gain New Momentum
According to observations, this confirmation has triggered significant optimism within the XRP community. Ripple, the company behind the XRP Ledger, has long emphasized its goal of using XRP as a bridge asset for cross-border transactions.
With SWIFT formally acknowledging blockchain infrastructure, Ripple’s long-term strategy appears increasingly aligned with the direction of traditional finance.
This development also draws attention to other utility-driven networks like Hedera. These projects have spent years creating enterprise-grade infrastructure meant for regulatory compliance and real-world usage.
Many of them are already engaged in government and banking projects, and they are in a good position to benefit from the forthcoming changes in SWIFT.
The community’s interest has also been fuelled by SWIFT’s recent turnout at HederaCon. Head of Industry Engagement for the Americas at SWIFT, Alyssa DiCaprio, spoke on public digital infrastructure and the need for stable interoperability.
Her contribution strengthens the expectation of increased coordination between SWIFT and blockchain networks.
With the 2025 implementation confirmed, the XRP community sees this as a turning point. Blockchain is no longer operating on the margins of global finance. Through SWIFT’s adoption, it is becoming an essential part of the system.
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