- Leverage your XRP to access liquidity without selling your assets.
- Use XRP as collateral, preserving growth while meeting financial needs.
- Build wealth by adopting strategies used by financial elites for decades.
The XRP community has been buzzing with excitement as new strategies for wealth-building have become more accessible to everyday holders. Cypress Demanincor recently shared a game-changing approach on X (formerly Twitter), showing how XRP holders can build wealth without needing to sell their assets.
Instead of focusing on high yields or quick profits, the focus is on leveraging digital assets as the wealthy investors have done for years.
Leveraging XRP for Liquidity, Not Liquidation
For decades, wealthy investors have used their appreciating assets, such as stocks and real estate, to gain liquidity without selling them. This strategy, which involves borrowing against assets instead of liquidating them, has been central to wealth preservation.
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For instance, rather than selling Apple or Tesla stock when cash is needed, investors use securities-backed loans to borrow money while keeping their shares. They maintain ownership, continue earning dividends, and still have cash on hand for expenses.
$XRP HOLDERS LISTEN UP
People who keep saying “the yield is too small” 🤦♂️ you’re missing the point.
It’s not about chasing crazy yields. It’s about adopting the same wealth strategies the elites have used for decades: using your assets as collateral instead of selling them.… https://t.co/hgBFvlf19w
— Cypress Demanincor (@CDemanincor) August 26, 2025
Similarly, high-net-worth families use real estate as collateral, leveraging home equity lines of credit (HELOCs) to access funds while keeping their properties. The underlying principle is simple: never sell appreciating assets—always borrow against them.
How XRP Holders Can Follow Suit
Demanincor noted that XRP holders can apply this same strategy to their digital assets. Instead of selling XRP to cover unexpected expenses, they can borrow against it. For example, if you hold $20,000 worth of XRP and face a $10,000 expense, you don’t have to liquidate part of your XRP.
By using XRP as collateral, you can access the necessary cash while maintaining ownership of your tokens and benefiting from future growth.
The Real Benefit: Preserving Future Growth
The true value in this approach lies in preserving your XRP. While borrowing or lending might earn a small yield, the major advantage is that you don’t have to sell your asset. This strategy allows you to remain part of the Web3 ecosystem and avoid getting stuck in the traditional fiat system.
By keeping your XRP intact, you continue to benefit from its growth without sacrificing future potential.
