- Ripple CEO signals April timeline for CLARITY Act passage
- Garlinghouse estimates 90% chance crypto bill clears Congress
- White House talks accelerate momentum behind market structure legislation
Ripple CEO Brad Garlinghouse has outlined a specific legislative window for the CLARITY Act during a nationally televised FOX interview. In remarks that quickly drew attention across financial markets, he expressed strong confidence that Congress could approve the crypto market structure bill before the end of April.
Here’s When It Could Pass
Garlinghouse stated during the interview that the legislation now carries a 90% chance of passing before April concludes, placing a defined probability on a bill that has faced prolonged negotiation and industry scrutiny. His assessment signals a shift from earlier uncertainty toward a more time-bound expectation.
He indicated that lawmakers could finalize the CLARITY Act within weeks if negotiations continue progressing at their current pace. He described recent discussions between policymakers, banking representatives, and crypto executives as more aligned than in previous stages of debate.
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Garlinghouse also referenced a high-level White House meeting that brought leaders from both the crypto and traditional financial sectors together. That engagement reflects a coordinated effort to resolve remaining disagreements tied to market oversight and digital asset classification.
While earlier projections about an April deadline appeared ambitious, narrowing differences over regulatory jurisdiction have strengthened confidence in the timeline. Lawmakers appear closer to bridging gaps that previously slowed legislative movement.
Stablecoin Debate and Senate Delays Add Pressure
Industry resistance intensified over proposed limits on stablecoin rewards, with several executives arguing that such measures could restrict innovation and expand oversight authority toward the Securities and Exchange Commission.
Coinbase CEO Brian Armstrong opposed provisions that would reduce yield opportunities for holders, warning that such restrictions could weaken the sector’s competitiveness. Meanwhile, the Senate Agriculture Committee advanced its version of the digital asset bill in January, demonstrating partial legislative progress. However, the Senate Banking Committee postponed its scheduled markup indefinitely following industry pushback and has not announced a new date for consideration.
Garlinghouse’s confirmation underscores Ripple’s direct engagement with policymakers at a pivotal stage. Moreover, White House involvement suggests officials are working to narrow remaining gaps before the bill advances further.
Garlinghouse’s FOX interview positions April as a realistic target for the CLARITY Act, with current negotiations indicating that passage could arrive sooner than many previously anticipated if cooperation holds steady.
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