- Banks accused of using fear tactics to collect discounted XRP.
- XRP whales buy quietly as retail investors panic and sell.
- Rippleās charter viewed as threat to traditional financial power structures.
Fresh claims from within the XRP community have triggered renewed concerns about institutional activity surrounding the digital asset. According to crypto commentator Pumpius (@pumpius), major banks are allegedly using public narratives to acquire XRP at discounted rates ahead of a possible upward price movement.
In a detailed post shared on the X platform, the analyst asserted that labeling Rippleās bank charter as āriskyā or āunclearā is not driven by genuine regulatory concern. Instead, he said, it is a strategy to shake retail confidence and depress the tokenās value for quiet accumulation.
FUD and Price Suppression Tactics Alleged
The commentator explained that institutions are using familiar tactics involving fear, uncertainty, and doubtācommonly known as FUD. By coordinating with regulators and amplifying cautionary headlines, they aim to pressure smaller investors into selling.
Also Read: XRP $10 Breakout Imminent as it Capitalizes on These Major Updates: Pundit
As a result, price drops are not always organic. According to the thread, they often reflect deliberate efforts to force panic selling. These moves create ideal conditions for institutional players to buy at lower prices while avoiding attention.
šØ BANKS WANT YOUR XRP ā AT A DISCOUNT š«µ
When they label Rippleās bank charter as āriskyā and āunclear,ā itās not fear of the unknownā
Itās a playbook.
They want your XRP before the next vertical move. šš§µ pic.twitter.com/oYWfsop3LG
ā Pumpius (@pumpius) July 20, 2025
Retail Sentiment Shaken as Volatility Continues
The posts indicated that whales and large-scale investors take advantage of volatile conditions. Market fear creates openings for them to purchase significant amounts of XRP, while retail holders often exit their positions too early.
This behavior, the expert warned, is not accidental, as strategic buying during downturns allows institutions to build strong positions quietly. Meanwhile, average investors may struggle to re-enter once the asset begins its next rally.
Accumulation Quietly Underway, Analyst Claims
According to Pumpius, the smartest participants are not selling during uncertainty. They are increasing their holdings as fear grows and headlines stir negative sentiment. This ongoing accumulation, he suggested, points to strong belief in XRPās future performance.
He cautioned that once the next vertical price move begins, it may be too late for smaller investors to buy back in affordably. The suggestion that institutions are preparing for this moment has intensified speculation about XRPās short-term trajectory.
The thread has sparked significant discussion within the community about potential manipulation and growing signs of institutional accumulation. Investors are now watching the market more closely as Rippleās regulatory path and price movements continue to unfold.
Also Read: XRP Path to $45 Revealed in New Chart as Analyst Calls Out Doubters
