- Flutterwave partners with Polygon to launch instant cross-border stablecoin payments.
- Collaboration cuts transaction fees by over 8% across 30 African countries.
- Stablecoins drive faster, low-cost remittances for businesses and individuals continent-wide.
Flutterwave has taken a major step in modernizing financial transactions by choosing Polygon as its default blockchain network for cross-border payments. The partnership is set to revolutionize how businesses and individuals send and receive money across Africa, ensuring near-instant transfers with minimal fees.
According to Polygon Labs, the collaboration will enable global corporations such as Uber and Audiomack to move funds seamlessly across more than 30 African countries.
The multi-year collaboration represents one of the largest real-world stablecoin deployments in emerging markets. Flutterwave plans to use Polygon’s blockchain to eliminate high settlement delays and reduce transaction costs that often exceed 8%.
The first rollout phase will target enterprise customers through Flutterwave for Business before expanding to consumer remittances on the Send App in 2026.
Besides improving transaction speed, the partnership will provide transparency and accessibility for millions of users. With Polygon’s sub-$0.01 transaction fees, businesses will gain the ability to process payments efficiently while keeping costs nearly at zero. This shift is expected to enhance liquidity and simplify cross-border trade across the continent.
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Stablecoins Set to Transform Africa’s Digital Economy
Stablecoins are becoming a vital component in the next phase of financial inclusion for developing economies. Polygon’s ecosystem has already seen strong adoption, with small USDC transfers increasing by 141% in 2025. This rise reflects how individuals in regions affected by inflation and currency instability are turning to stablecoins as reliable alternatives for daily transactions.
For Flutterwave, this collaboration provides a pathway to integrate blockchain efficiency into real-world financial systems. Consumers will enjoy faster remittance options, while merchants and gig workers across Lagos, Nairobi, and Johannesburg will benefit from near-instant payouts that remove the friction of traditional banking systems.
Polygon’s growing dominance in digital finance continues to expand. The network now handles about 50% of all USDC transfers in the $100–$1,000 range within the United States and supports projects like BlackRock’s BUIDL Fund and Polymarket, which have each surpassed $1 billion in activity.
A New Phase for Cross-Border Transactions
The Flutterwave–Polygon alliance marks a defining moment for Africa’s digital payments landscape. By combining Flutterwave’s vast reach with Polygon’s reliable and affordable infrastructure, cross-border payments can now become faster, cheaper, and more inclusive.
The initiative sets a new benchmark for innovation in financial technology, positioning stablecoins as the foundation for efficient money movement across the continent.
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